Get a free wealth check-up and make your money work harder for you in 2020
The new year is a great time to take stock of your finances and make sure your money is working as hard as possible. As we head into a new decade, we’re offering a free, no obligation wealth check-up to help you determine which of your investments are performing well, which aren’t, whether you could be saving or investing in a more tax-efficient way and if you are on track to meet your financial goals.
Whether you have savings deposited with a high street bank or have an existing investment portfolio, it's important to make sure every pound is earning as much as it could.
Even if you’re already receiving financial advice, it’s worth getting an alternative perspective on your current arrangements to see if any improvements could be made.
Savings
Savers have suffered for a long time after years of low interest rates and rising inflation and it remains difficult to get good returns on cash savings. Many savers have money languishing in accounts with some of Britain's biggest banks and building societies which pay pitiful rates of interest. With our wealth check-up, we’ll examine your current arrangements and see if there are alternative ways you could potentially grow your money by investing it wisely.
Investments
If you’ve held a portfolio of investments for a while, it might be time to review its performance. We’ll assess the investments you hold and ensure the balance of your portfolio remains in line with your attitude to risk and asset allocation strategy. A review gives you the opportunity to consider moves like selling investments that are underperforming or taking a profit from holdings which may have appreciated in value over the years.
Fees can be a major detractor from your wealth building efforts, shrinking your investment earnings over time. The wealth check-up will also look at any fees or charges your current investments might attract, as you may find you are paying more than you need to.
Advice from a local expert
We are offering a free, no obligation wealth check-up with David Boyce, Bright Future Financial’s principal Independent Financial Adviser. David will review your current arrangements, ensure you are taking full advantage of all the tax reliefs and allowances available and discuss ways to potentially grow your money. He’ll look beyond the numbers and create conditions that engage and empower you to make decisions that align with what matters to you most.
David Boyce has been advising clients since 1998, during that time he has developed a strong reputation for being friendly and approachable while providing advice in a clear, concise and easy to understand manner. David has a strong commitment to being independent and by offering a whole of market choice, can provide clients with the very best unbiased financial advice. His expertise is broad and deep, being awarded the prestigious title of Chartered Financial Planner which is regarded as the industry's "Gold Standard", he's a Retirement Planning Specialist, Later Life Advice Specialist, and a Fellow of the Personal Finance Society. David was announced as one of the UK’s top rated advisers by VouchedFor, the review website for financial advisers in 2019 and it’s recently been confirmed he will receive this reputable accolade for 2020.
Contact David today on 01297 642048, send us a message or email info@brightfuturefinancial.co.uk to arrange a free, no obligation wealth check-up.
